Our Core Conservative Fund primarily emphasizes income-oriented fixed income and equity securities, although, like the other Utopia Funds, we manage the fund for long-term absolute total return. The Core Conservative Fund seeks to be less volatile and contain less risk than our Core Fund over a 12-month period. You may consider investing in the Core Conservative Fund if you have less tolerance for risk than an investor in the Core Fund and an investment horizon of near-term or greater. For example, if you are retired, near retirement, have a lower tolerance for risk, or otherwise anticipate a near-term or periodic need for either the principal or the income from your investment, you may find the Fund a good match for your planned goals. If your needs or goals change, you may exchange shares into any other Utopia Fund free of charges and fees.
Is This Fund Right For You?
In addition to the following highlights, please read our Fund Objectives, Principles, and our Prospectus before deciding to invest (or not invest) in Utopia Funds.
The Utopia Core Conservative Fund is designed for investors who:
- primarily seek absolute total (positive) returns
- are not speculators or seeking an investment whose goal seeks to outperform a particular broad-based securities index or peer group
- are tolerant of the increased risks and volatility associated with a global investment portfolio while desiring the potential stability gained from emphasizing long-term income-oriented securities and equity income investments
- are patient longer-term investors who have potential near-term needs
The Utopia Core Conservative Fund shares common objectives and philosophy with the other three Utopia Funds. The Funds are collectively designed to meet a wide range of needs and risk profiles for investors seeking long-term absolute total return (i.e., positive returns). The risks associated with individual security selection, the values of a security may go up or down based on the relevant market.
Each Utopia Fund invests in equity (stocks and convertibles) and fixed income (bonds and cash equivalents) securities. However, each Fund’s strategy emphasizes equity and fixed income investments to a different extent. Each Fund also seeks to limit its downside volatility in any year to a different extent.
The four Funds represent all available fund offerings from Utopia Funds. We show and report information for all Utopia Funds, not just our best performing funds so you get a complete picture of performance.
If you feel this Fund may not fit your needs, our complete Utopia Funds family of mutual funds, includes:
Questions? Contact us at 1.888.886.7423 or see Contact Us for more information.
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An investor should consider the investment objectives, risks, charges and expenses of the Funds carefully before investing. This and other information about Utopia Funds is contained in the current prospectus. Please read the prospectus carefully before you invest or send money.
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