Our Core Fund, like our Growth Fund, is subject to greater risks to achieve potentially greater returns. However, the Core Fund seeks to be less volatile and contain less risk than our Growth Fund. You may consider investing in the Core Fund if you have less tolerance for risk than an investor in the Growth Fund and an investment horizon of at least five years. For example, if you are closer to retirement or using your investment, but do not anticipate a near-term need for either the principle or gains from your investment (typically at least five years), you may find the Fund a good match for your planned goals. As you near retirement or the point at which you need the return of principal or gains, you may consider exchanging shares into the Core Conservative Fund or the Yield Income Fund free of charges and fees.
Is This Fund Right For You?
In addition to the following highlights, please read our Fund Objectives, Principles, and our Prospectus before deciding to invest (or not invest) in Utopia Funds.
The Utopia Core Fund is designed for investors who:
- primarily seek absolute total (positive) returns
- are not speculators or seeking an investment whose goal seeks to outperform a particular broad-based securities index or peer group
- are tolerant of the increased risks and volatility associated with a global investment portfolio that may emphasize equity investments like stocks and convertibles
- are patient long-term investors with an investment horizon of at least five years
The Utopia Core Fund shares common objectives and philosophy with the other three Utopia Funds. The Funds are collectively designed to meet a wide range of needs and risk profiles for investors seeking long-term absolute total return (i.e., positive returns).
Each Utopia Fund invests in equity (stocks and convertibles) and fixed income (bonds and cash equivalents) securities. However, each Fund’s strategy emphasizes equity and fixed income investments to a different extent. Each Fund also seeks to limit its downside volatility in any year to a different extent. Each fund is subject to the risks associated with the equity, bond or foreign markets in which it invests.
The four Funds represent all available fund offerings from Utopia Funds. We show and report information for all Utopia Funds, not just our best performing funds so you get a complete picture of performance.
If you feel this Fund may not fit your needs, our complete Utopia Funds family of mutual funds, includes:
Questions? Contact us at 1.888.886.7423 or see Contact Us for more information.
An investor should consider the investment objectives, risks, charges and expenses of the Funds carefully before investing. This and other information about Utopia Funds is contained in the current prospectus. Please read the prospectus carefully before you invest or send money.
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